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Tennis dome finance: air domes and covered courts

How tennis clubs and centres finance air domes, framed fabric covers and indoor courts, how lenders treat each structure, and what they check before funding.

  • No obligation discussion
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“Really easy to deal with and very transparent from start to finish.”

Amount
From £10,000 to £20 millionLarger amounts through secured, property and asset-based finance
Security
Secured or unsecuredOptions compared for your case
Suitable businesses
Sole traders to limited companiesPartnerships and LLPs too
Lender panel
300+ lendersWhole-of-market search

In short

What you need to know.

Tennis dome finance helps clubs and centres cover outdoor courts with an air-supported dome, a framed fabric structure or a permanent building.

Air domes and some framed covers can be taken down and moved, so some asset finance lenders will fund them, while foundations, anchoring and electrical works are usually funded with a term loan. Lenders look closely at planning consent, the site, running costs and the extra court hire the cover will bring in.

About tennis dome finance

Specialist knowledge. Better outcomes.

This page is for tennis clubs, commercial centres, schools and multi-sport venues looking to cover courts so they can be played all year.

It covers air-supported domes, framed fabric structures and permanent indoor courts. Smart Funding Solutions is a broker, not a lender: we search a panel of 300+ lenders and arrange facilities from £10,000 to £20 million. For the wider picture, see our tennis club finance hub.

Explore funding options
  • Access to 300+ lendersWhole-of-market search across our lender panel.
  • Independent brokerSmart Funding Solutions is an independent broker, not a lender.
  • Tailored to your caseYour case presented to lenders suited to it.
  • Support from start to finishOur experts handle the process from start to finish.

Types of covered court

Some domes are put up for the winter and taken down for the summer, while others stay up all year. The choice affects planning, running costs, the playing experience and how a lender views the structure.

  • Air-supported dome

    A fabric membrane held up by air pressure from fans, anchored around the edge How lenders tend to see it: Can be taken down and moved, so some asset finance lenders will fund it
  • Framed fabric structure

    A steel or aluminium frame with a fabric skin, on prepared foundations How lenders tend to see it: Funded as equipment or as works, depending on the design and supplier
  • Permanent building

    A steel-framed or traditional sports hall How lenders tend to see it: A building, usually funded with a term loan or property finance

Finance options

01

Asset finance

Where a dome or framed cover comes from an established manufacturer and can be dismantled and resold, some lenders will fund it on hire purchase or leasing, secured on the structure. Expect questions about the manufacturer, the warranty, the installer and the expected life of the membrane.

02

Term loans and secured loans

Groundworks, foundations and permanent buildings are usually funded with a term loan, or a loan secured on land the club owns. Clubs buying a site for indoor courts can look at a commercial mortgage.

03

Grants and governing body loans

The LTA Facility Loan Scheme gives priority to covered courts at properly constituted, not-for-profit venues. Sport England and other sports council funding may also help community clubs. These can reduce the amount to borrow, and commercial finance can sit alongside them.

What a dome project includes

  • The membrane or frame and fabric, doors and entrance
  • Fans, heating and back-up power for an air dome
  • Lighting inside the structure
  • Anchoring, foundations or ground beams around the courts
  • Electrical supply and connection works
  • Installation, and for seasonal domes, storage and re-erection each year

Lenders look at each part separately. The structure and plant may be fundable as equipment, while anchoring, foundations and electrical works are fixed to the site and usually need a business loan, a secured loan or the club's own funds.

Planning, building rules and insurance

Domes and covered courts usually need planning permission, and seasonal domes may be given consent for part of the year only. Building regulations, fire safety and access also apply. Insurers will want to know how the structure copes with wind and snow, and what happens if power to an air dome fails. Lenders will usually want consent and insurance in place before they complete; the Planning Portal explains how the planning process works.

Running costs and income

Covering courts adds income from winter court hire, coaching, memberships and events, but it also adds energy, maintenance and, for seasonal domes, the cost of putting the dome up and taking it down. Lenders will look at a forecast of covered-court income against those costs, so build it on cautious booking assumptions and realistic energy prices.

Risks and trade-offs

A dome's membrane and plant have a limited life, so match the finance term to it. Energy costs can move sharply and eat into the extra income. Air domes depend on continuous power and need a plan for storms and outages. If the club cannot pay, a financed structure may be removed and sold for less than the amount owed, and commercial operators should expect personal guarantees.

Underwriting

What lenders check

01

The structure

manufacturer, design life, warranty and installer

02

Planning and building rules

consent, its conditions and any seasonal limits

03

Site

ownership, or a lease running beyond the finance term, and landlord consent to remove a financed structure

04

Income

current court use and a forecast for covered courts

05

Legal structure

who can borrow for the club, and approval for the borrowing

06

Contribution

the club's own reserves, grants or governing body loan

Checklist

Documents you will need

  • Supplier and installer quotes and specifications
  • Planning permission and conditions
  • Recent accounts and management accounts
  • A forecast of covered-court income and running costs
  • Title or lease, and the club's constitution and approval to borrow
Side by side

Compare your options

How the main business finance structures work. Lenders set their own terms, so treat this as a guide to the questions to ask.

OptionHow you repaySecurityOften used for
Unsecured business loan Fixed instalments, usually monthlyNo charge over assets; a personal guarantee is usually requiredGrowth, stock, tax bills and cash flow
Secured business loan Fixed instalments, often over a longer termA charge over property or other assetsLarger sums, property and refinancing
Revolving credit facility Interest on what you draw; repay and redrawVaries by lender and caseRecurring or uneven cash flow gaps
Merchant cash advance A share of future card takingsNo charge over assetsCard-taking businesses with uneven months
Asset finance Regular payments over the life of the assetThe asset being financedEquipment, vehicles and machinery
Invoice finance Settled as customers pay their invoicesYour unpaid invoicesBusinesses waiting on customer payment

General information only. Every lender has its own criteria, and all finance is subject to status.

The broker’s view

How we arrange tennis dome finance

We look at the structure, the works and the club's other funding together, approach lenders on our panel that understand covered sports structures, and present the planning, site and income forecast the way they ask for it. For court surfaces and floodlights, see tennis court finance, and for covering padel courts, see padel canopy finance. It is free to enquire; any broker fee is disclosed separately before you proceed.

FAQs

Questions clients ask

Can I lease an air dome for tennis courts?

Some asset finance lenders will fund air domes from established manufacturers on hire purchase or leasing, because they can be taken down and moved. Foundations and electrical works are usually funded separately.

Do tennis domes need planning permission?

Usually, yes. Seasonal domes may be given consent for part of the year only, and conditions on lighting, noise and appearance are common. Lenders normally want consent in place before completing.

Is an air dome or a framed structure easier to finance?

It depends on the design and the supplier. Air domes are often easier to treat as removable equipment; framed structures on substantial foundations can look more like buildings to a lender. We can test both with lenders before you commit.

Can a members' tennis club finance a dome?

Often, but the club needs a structure that can borrow, security of tenure on its land and approval for the borrowing. Many not-for-profit clubs combine commercial finance with the LTA Facility Loan Scheme or grants.

Can we cover padel courts the same way?

Padel courts are usually covered with a canopy rather than a dome. See padel canopy finance.

What does dome finance cover?

Dome finance can cover the dome or framed structure itself, the fans, heating and lighting, and the foundations and anchoring. Lenders often fund the removable parts with asset finance and the fixed groundworks with a term loan. See tennis club finance and check your matches with Instant Quotes.

Keep exploring

Related funding options

All guides
  1. DiscussTell us what the funding is for.
  2. Explore the marketWe search 300+ lenders and compare offers.
  3. Compare offersWe explain the options clearly.
  4. Move forwardChoose the right facility for your business.

What our clients say

“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”

Why businesses choose Smart Funding Solutions

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