Historic loss. Improving numbers. £50K secured for dental growth.
Several lenders focused on the previous year's numbers. We focused on what had changed.
Declined elsewhere · Manufacturing and engineering
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From our first conversation to everything being completed took around 7 days, and they kept us informed throughout.
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From working capital to acquisitions, we help UK businesses access the right finance, from the right lender, at the right time.
01 Keep your business moving
02 Spread the cost of HMRC bills
03 Fund the equipment you need
04 Turn opportunities into growth
05 Restructure existing borrowing
Several lenders focused on the previous year's numbers. We focused on what had changed.
Declined elsewhere · Manufacturing and engineering
An established firm had an acquisition agreed. We structured the funding around the transaction and got it completed.
Acquisitions · Professional practices
Rather than letting one lender dictate the result, we built the funding requirement across three separate £78,000 facilities.
Complex funding · Property · Repeat funding
What lenders check, how long it takes and what you can borrow.

All lenders will run a credit check on the directors and the business itself, this will only be done with your permission and agreement to submit an application on your behalf.
This will depend on the time it takes you to send over the information needed to apply. Once the lender has all the information to hand to underwrite the proposal, lenders often give a decision within a few working days. If you are happy to proceed, funds are usually released soon after the finance documents are signed.
In reality, you can use the funds for any business rationale. This could be, buying new stock, purchasing equipment, investing in new staff, marketing or general working capital.
The amount you can borrow will depend on a lot of factors, which include:
Most lenders are usually comfortable borrowing a month’s average turnover, if you require more than this, we will simply approach more than one lender. We help businesses raise unsecured funding from £10,000 to around £1 million, and up to £10 million where secured, property, asset-based or acquisition finance fits.
You can always pay off your agreement early, some lenders will offer a rebate of interest charges, whilst other lenders will require the total amount repayable. It’s always worth checking your finance documents first to see if it’s beneficial to settle off an agreement early.
I’d like to say a big thank you to Simon and the team for successfully assisting with the sourcing and placing of our most recent funding. Simon was able to secure a lend when others appeared to have run out of appetite to place business or source viable options. I would highly recommend Simon should you need to raise capital or finance for your business needs.
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