The manufacturer needed additional working capital without taking on a large fixed loan. Funding availability could rise with the debtor book, helping the company take on larger orders without tying up all of its available cash.
A manufacturer had secured several significant customer orders.
To deliver them, the business needed to buy materials, pay wages and carry production costs before customers settled their invoices.
01
The requirement
The manufacturer needed additional working capital without taking on a large fixed loan.
02
The challenge
Monthly turnover moved with production schedules, so a static facility of a fixed size was not necessarily the best fit.
03
The structure
We arranged invoice discounting against the company’s eligible receivables.
04
The result
Funding availability could rise with the debtor book, helping the company take on larger orders without tying up all of its available cash.
What our clients say
Simon has been fantastic in supporting my business to secure suitable funding across several deals. He is fair and always gives advice that is in the best interest of his clients. I would recommend them to anyone.
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How can an engineering or manufacturing business fund work in progress?
Options include working capital loans, invoice finance and asset finance for equipment, depending on where the cash is tied up. See manufacturing finance.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
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Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
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