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Case Studies
About

Company

Completed transaction · Wholesale and distribution

Short supplier terms. Long customer terms. £500K to close the gap.

The strongest customers were also the slowest payers.

Amount
£500,000
Sector
Wholesale and distribution
Structure
Confidential invoice discounting
Outcome
Completed

A wholesale distributor with sales in the millions was buying stock on relatively short supplier terms, while its larger customers paid on longer terms.

  1. The requirement

    The business needed a substantial revolving working-capital facility.

  2. The challenge

    Some of the company’s strongest customers were also its slowest-paying customers, so cash was tied up in good-quality debts for long periods.

  3. The structure

    We arranged confidential invoice discounting against the eligible debtor book.

  4. The result

    The business gained a funding line linked to its sales, rather than repeatedly borrowing fixed amounts.

Your business

Could this structure work for your business?

Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.

Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.

Your transaction

Have a similar requirement?

Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.