£400,000
Completed transaction · Recruitment
Payroll every week. Customers paying in 45 to 60 days.
Profitable and growing. The faster it grew, the tighter cash became.
- Amount
- £250,000
- Sector
- Recruitment
- Structure
- Confidential invoice finance
- Outcome
- Completed
An established recruitment agency was growing quickly, but its cash-flow cycle was tightening.
Temporary staff had to be paid weekly, while a number of larger customers were paying invoices on 45- and 60-day terms. The business was profitable and growing, but the faster it grew, the more cash became tied up between payroll and customer receipts.
-
The requirement
The agency wanted a revolving working-capital facility that could move with the debtor book, rather than another fixed-term loan.
-
The challenge
The company did not want another large fixed monthly repayment, and it wanted to keep control of its customer relationships.
-
The structure
We arranged confidential invoice finance structured around the agency’s eligible trade debtors.
Because the facility was confidential, the agency continued to deal with its own customers.
-
The result
The agency gained a facility capable of growing with sales and supporting payroll, without having to apply repeatedly for new borrowing.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Funding options
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
Deal room
All transactions Related transactions
£400,000
£150,000Selective invoice finance for a construction subcontractor
Construction
£500,000Confidential invoice discounting for a wholesale distributor
Wholesale and distributionYour transaction
Have a similar requirement?
Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.