£250,000
Completed transaction · Construction
Main contractors slow to pay. £150K released from selected invoices.
Just the invoices causing pressure, not the whole ledger.
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- Amount
- £150,000
- Sector
- Construction
- Structure
- Selective invoice finance
- Outcome
- Completed
In short
The subcontractor wanted to release cash from selected invoices while it waited for payment. The company could bridge the payment gap without moving its entire sales ledger onto an ongoing factoring facility.
A specialist construction subcontractor had several significant invoices outstanding with main contractors.
It did not want to finance its whole ledger, only the invoices that were putting pressure on cash flow.
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The requirement
The subcontractor wanted to release cash from selected invoices while it waited for payment.
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The challenge
Construction invoices can involve certifications, applications for payment and contractual deductions, which makes them more complex for lenders than ordinary trade invoices.
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The structure
We arranged selective invoice finance around suitable approved invoices.
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The result
The company could bridge the payment gap without moving its entire sales ledger onto an ongoing factoring facility.
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FAQs
Questions about this case
How do lenders look at a construction business?
They look at the order book, how projects are paid and the cash committed to labour and materials before payment arrives. Options include working capital, invoice finance and tax funding. See construction finance.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
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Your business
Could this structure work for your business?
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Funding options
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
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