£45,813
Completed transaction · Independent living provider
£170,000 across three facilities. An independent living provider that keeps coming back.
A client that came back each time it needed funding.
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- Amount
- £170,000
- Sector
- Independent living provider
- Structure
- Three facilities
- Outcome
- Repeat funding relationship
In short
The business needed funding for working capital for staffing, property setup costs and mobilisation as care capacity grew. Across three facilities, we arranged £170,000 in total. Three facilities completed, totalling £170,000. The business returned to us each time it needed further funding.
Care and healthcare businesses are people-intensive. Payroll and operating costs are significant and have to be met every week.
This independent living provider wanted additional funding from a lender that understood the sector.
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The requirement
The business needed funding for working capital for staffing, property setup costs and mobilisation as care capacity grew.
Across three facilities, we arranged £170,000 in total.
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The challenge
The business had to incur costs before the associated customer receipts arrived, creating a timing gap that growth alone would not solve.
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The structure
We matched the funding to the business's trading pattern and card-sales profile, using a revenue-linked structure instead of relying solely on a conventional fixed-payment bank loan.
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The result
Three facilities completed, totalling £170,000.
The business returned to us each time it needed further funding.
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FAQs
Questions about this case
Can care and healthcare businesses get commercial funding?
Yes. Lenders that know the sector understand the staffing and operating costs involved and assess the business on its trading. See care sector finance.
Can I come back for more funding later?
Yes. Many of our clients return as their business changes, for a top-up, a renewal or a different kind of facility. Each new request is assessed on its own merits and is subject to status.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
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