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Case Studies
About

Company

Completed transaction · Hospitality

£38K further advance, repaid as a share of card sales.

An existing client. A further advance. Repayments that move with sales.

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Amount
£38,000
Sector
Hospitality
Structure
Further advance, percentage of sales
Outcome
£133,000 across 4 facilities
In short

Further funding for an existing hospitality client. The renewal completed, giving the business further capital on a sales-linked structure. In total, we have arranged £133,000 for this business across four completed facilities.

For a hospitality business that takes most of its money by card, a facility repaid as a percentage of card sales has an obvious appeal: when trading is quieter, repayments fall with it.

This business was already a client. When it needed more capital, it came back.

  1. The requirement

    Further funding for an existing hospitality client.

  2. The challenge

    Before extending further capital, the lender needed to size the new facility around the business's current card-sales performance and the repayments it was already making.

  3. The structure

    We arranged a £38,000 further advance on a percentage-of-sales structure, with repayments taken as a share of card takings.

  4. The result

    The renewal completed, giving the business further capital on a sales-linked structure.

    In total, we have arranged £133,000 for this business across four completed facilities.

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FAQs

Questions about this case

Can a hospitality business get funding with seasonal or card-based trading?
Often, yes. Many lenders fund pubs, restaurants, cafés and hotels. Some size a facility on card takings, with repayments that rise and fall with sales; others offer fixed-term business loans. Which suits depends on how the business trades. See hospitality business loans.
Can I come back for more funding later?
Yes. Many of our clients return as their business changes, for a top-up, a renewal or a different kind of facility. Each new request is assessed on its own merits and is subject to status.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business

Could this structure work for your business?

Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.

Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.

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