The business needed funding for working capital for materials, subcontractors and mobilisation costs on live projects. We arranged £20,000. The £20,000 facility completed.
Construction businesses pay for labour and materials long before a project pays them.
This construction and trades business wanted funding from a lender that understood that cycle.
01
The requirement
The business needed funding for working capital for materials, subcontractors and mobilisation costs on live projects.
We arranged £20,000.
02
The challenge
The business had to incur costs before the associated customer receipts arrived, creating a timing gap that growth alone would not solve.
03
The structure
We compared appropriate commercial-lending routes and placed the requirement with a lender whose appetite fitted the sector, amount and cash-flow profile.
04
The result
The £20,000 facility completed.
What our clients say
Simon has been fantastic in supporting my business to secure suitable funding across several deals. He is fair and always gives advice that is in the best interest of his clients. I would recommend them to anyone.
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They look at the order book, how projects are paid and the cash committed to labour and materials before payment arrives. Options include working capital, invoice finance and tax funding. See construction finance.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
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It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
£150,000
£600,000
£60,000