The business needed funding for working capital for materials, subcontractors and mobilisation costs on live projects. We arranged £20,000. The £20,000 facility completed.
Construction businesses pay for labour and materials long before a project pays them.
This construction and trades business wanted funding from a lender that understood that cycle.
01
The requirement
The business needed funding for working capital for materials, subcontractors and mobilisation costs on live projects.
We arranged £20,000.
02
The challenge
The business had to incur costs before the associated customer receipts arrived, creating a timing gap that growth alone would not solve.
03
The structure
We compared appropriate commercial-lending routes and placed the requirement with a lender whose appetite fitted the sector, amount and cash-flow profile.
04
The result
The £20,000 facility completed.
What our clients say
Simon has been fantastic in supporting my business to secure suitable funding across several deals. He is fair and always gives advice that is in the best interest of his clients. I would recommend them to anyone.
Ready when you are
Need funding for your business?
Tell us how much you need and what it is for. Instant Quotes shows which lenders on our panel fit your business, then a broker helps you choose the right option.
They look at the order book, how projects are paid and the cash committed to labour and materials before payment arrives. Options include working capital, invoice finance and tax funding. See construction finance.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search lenders across the whole market, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
There is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
£150,000
£600,000
£60,000