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Case Studies
About

Company

Completed transaction · Communications

£60K over six years, not another short-term fix.

Longer-term capital instead of another short-term fix.

Amount
£60,000
Sector
Communications
Structure
72-month business loan
Outcome
Completed

An established communications business required capital but wanted something that could sit inside the business for longer than another short-term facility.

  1. The requirement

    The company needed £60,000 of capital on a term long enough to fund what the money was for, rather than a facility that would need replacing again within months.

  2. The challenge

    Short-term facilities are often the quickest to arrange, but they can leave a business refinancing repeatedly. The requirement here was capital that matched a longer horizon.

  3. The structure

    A business loan was arranged over 72 months. The borrower received £60,000, with a gross facility of £66,000 including the lender’s completion fee.

    The longer repayment period meant the funding could be treated as genuine medium-to-long-term capital rather than another facility that had to be replaced again a few months later.

  4. The result

    The transaction completed after the personal-guarantee and documentation process had been worked through, giving the company the £60,000 it required.

Your business

Could this structure work for your business?

Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.

Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.

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Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.