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Case Studies
About

Company

Completed transaction · Digital business

£12,000. A digital business: few physical assets, funded on its trading.

An established business, funded.

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Amount
£12,000
Sector
Digital business
Structure
Flexible line of credit
Outcome
Completed
In short

The business needed funding for payroll and project-delivery costs before client invoices were collected. We arranged £12,000. The £12,000 facility completed.

Creative and digital businesses are service-led. Their value sits in people, clients and recurring work rather than equipment.

This digital business wanted funding assessed on that basis.

  1. The requirement

    The business needed funding for payroll and project-delivery costs before client invoices were collected.

    We arranged £12,000.

  2. The challenge

    The business had to incur costs before the associated customer receipts arrived, creating a timing gap that growth alone would not solve.

  3. The structure

    We structured a flexible facility that could be drawn as required, giving the business access to working capital when the need arose rather than forcing it to take the full amount upfront.

  4. The result

    The £12,000 facility completed.

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FAQs

Questions about this case

Can a service-led creative or digital business borrow?
Yes. With few physical assets, lenders focus on trading performance, cash generation and recurring clients. Presenting those clearly is what matters.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business

Could this structure work for your business?

Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.

Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.

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