£38,000
Completed transaction · Pub
£18,000 for a pub, matched to the right lender.
The right lender for how the business trades.
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- Amount
- £18,000
- Sector
- Pub
- Structure
- Revenue-based finance
- Outcome
- Completed
In short
The business needed funding for working capital for stock, staffing and minor venue improvements. We arranged £18,000. The £18,000 facility completed.
Two hospitality businesses with the same turnover can look very different to a lender. Seasonality, card receipts and margins all change the picture.
For this pub, the job was finding a lender whose appetite matched the real trading, not a sector assumption.
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The requirement
The business needed funding for working capital for stock, staffing and minor venue improvements.
We arranged £18,000.
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The challenge
Cash had to be committed before the stock could generate sales, so the business needed additional purchasing power without using up the liquidity required for normal operations.
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The structure
We matched the funding to the business's trading pattern and card-sales profile, using a revenue-linked structure instead of relying solely on a conventional fixed-payment bank loan.
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The result
The £18,000 facility completed.
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FAQs
Questions about this case
Can a hospitality business get funding with seasonal or card-based trading?
Often, yes. Many lenders fund pubs, restaurants, cafés and hotels. Some size a facility on card takings, with repayments that rise and fall with sales; others offer fixed-term business loans. Which suits depends on how the business trades. See hospitality business loans.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
Deal room
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Have a similar requirement?
Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.