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Case Studies
About

Company

Completed transaction · Motor dealership

£300,000 across two facilities. Cash turned into stock on the forecourt.

The dealership wanted to buy vehicle stock rather than leave cash waiting for the next sales cycle.

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Amount
£300,000
Sector
Motor dealership
Structure
Revolving credit for stock
Outcome
Repeat funding relationship
In short

The dealership needed funding to buy vehicle stock. Across two facilities, we arranged £300,000 in total. Two facilities completed, totalling £300,000. The dealership could buy stock when the right vehicles were available.

Automotive businesses carry real cash requirements: stock, parts, equipment and the timing of customer payments.

This motor dealership wanted additional funding from a lender that understood the sector.

  1. The requirement

    The dealership needed funding to buy vehicle stock.

    Across two facilities, we arranged £300,000 in total.

  2. The challenge

    A dealership only earns when it has the right stock to sell. Cash tied up waiting for the next sales cycle is cash not working.

  3. The structure

    We arranged a revolving facility the business can draw as required to buy stock, and draw again as vehicles sell.

  4. The result

    Two facilities completed, totalling £300,000.

    The dealership could buy stock when the right vehicles were available.

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FAQs

Questions about this case

What funding is available for automotive businesses?
Options include working capital, stock and equipment finance, depending on what the money is for. See motor trade finance.
Can I come back for more funding later?
Yes. Many of our clients return as their business changes, for a top-up, a renewal or a different kind of facility. Each new request is assessed on its own merits and is subject to status.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business

Could this structure work for your business?

Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.

Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.

Deal room

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