The bakery needed £50,000 of additional funding. The business received £50,000 despite other lenders having been unable to support the requirement.
An established bakery business needed additional funding, but the case wasn’t an obvious fit for every lender. Other routes had already failed credit.
01
The requirement
The bakery needed £50,000 of additional funding.
02
The challenge
The business had existing borrowing and historic profitability wasn’t strong enough for several lenders’ standard credit models. Applications were declined.
Rather than assuming every lender would reach the same conclusion, we continued looking at the underlying business and the available routes.
03
The structure
A different lender was approached with the case. The application progressed through underwriting and documentation, and a £50,000 facility was activated and released.
04
The result
The business received £50,000 despite other lenders having been unable to support the requirement.
What our clients say
I manage the VFO department at an accountancy practice and contacted Simon on behalf of a client whose unique situation made him appear unsuitable for finance. I had a chat with Simon and he got straight onto the case and found a fantastic finance deal which allows my client to take his business to the next level. Finance that appeared unattainable was sorted within a short period of time.
We had already approached other finance companies who weren’t able to help. From our first conversation to everything being completed took around 7 days, and they kept us informed throughout. If you’ve struggled to get help elsewhere, I would absolutely recommend giving them a call.
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Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
£400,000
£185,000