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Case Studies
About

Company

Completed transaction · Food production

Declined by several lenders. £50K funded by the right one.

Declines weren’t the end of the conversation.

Amount
£50,000
Sector
Food production
Structure
Business facility
Outcome
Funded after other lenders declined

An established bakery business needed additional funding, but the case wasn’t an obvious fit for every lender. Other routes had already failed credit.

  1. The requirement

    The bakery needed £50,000 of additional funding.

  2. The challenge

    The business had existing borrowing and historic profitability wasn’t strong enough for several lenders’ standard credit models. Applications were declined.

    Rather than assuming every lender would reach the same conclusion, we continued looking at the underlying business and the available routes.

  3. The structure

    A different lender was approached with the case. The application progressed through underwriting and documentation, and a £50,000 facility was activated and released.

  4. The result

    The business received £50,000 despite other lenders having been unable to support the requirement.

Your business

Could this structure work for your business?

Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.

Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.

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Have a similar requirement?

Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.