The business needed a blend of VAT funding and working-capital facilities to smooth cash flow around its tax payments and customer receipts. Across six facilities, we arranged £268,788 in total. Six facilities completed, totalling £268,788. The business has had the right kind of funding each time, rather than one product stretched to cover everything.
Many of the businesses we work with are simply good, established companies making a sensible funding decision. Not every transaction needs a dramatic backstory.
This access equipment business was one of them.
01
The requirement
The business needed a blend of VAT funding and working-capital facilities to smooth cash flow around its tax payments and customer receipts.
Across six facilities, we arranged £268,788 in total.
02
The challenge
Equipment businesses commit cash to fleet and operations before customers pay. When a VAT liability lands at the same time, that gap widens.
03
The structure
Rather than force every requirement into one product, we treated each on its merits: VAT funding where a tax liability was due, and working capital where the business needed headroom.
Each facility was matched to a lender whose criteria fitted the requirement at the time.
04
The result
Six facilities completed, totalling £268,788.
The business has had the right kind of funding each time, rather than one product stretched to cover everything.
What our clients say
I contacted them to apply for a VAT funding loan. Simon responded within half an hour of my request and was able to confirm funding within a 24 hour period. It was the first time I have had to apply for funding owing to a short-term cash flow problem, and he made the journey so easy. Kind and highly efficient: I would highly recommend them for a fast, professional service.
Company directorVAT fundingGoogle review
Quick enquiry
Need funding for your business?
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Not at all. Many of the deals we arrange are for well-run, established businesses making a sensible funding decision. The value is in matching the case to the lender whose criteria fit, first time.
Can a business borrow to pay a VAT or tax bill?
Often, yes. VAT, corporation tax and other HMRC liabilities can be spread with a dedicated tax funding facility, so the bill is paid on time without draining working capital. Subject to status. See HMRC and tax funding.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
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