The business needed funding for tax, payroll and WIP funding for a professional partnership. Across two facilities, we arranged £80,000 in total. Two facilities completed, totalling £80,000. The business returned to us each time it needed further funding.
A professional practice can be highly profitable and still hold little in the way of physical security. The right lender understands that.
This professional partnership needed a lender comfortable with exactly that profile.
01
The requirement
The business needed funding for tax, payroll and WIP funding for a professional partnership.
Across two facilities, we arranged £80,000 in total.
02
The challenge
The liability had a fixed payment date, but using operating cash to settle it in one hit would have reduced the headroom available for payroll, suppliers and normal trading.
03
The structure
We separated the statutory payment from normal operating cash flow and arranged finance that allowed the business to meet the liability while keeping more cash available for trading.
04
The result
Two facilities completed, totalling £80,000.
The business returned to us each time it needed further funding.
What our clients say
We had already approached other finance companies who weren’t able to help. From our first conversation to everything being completed took around 7 days, and they kept us informed throughout. If you’ve struggled to get help elsewhere, I would absolutely recommend giving them a call.
Simon has been fantastic in supporting my business to secure suitable funding across several deals. He is fair and always gives advice that is in the best interest of his clients. I would recommend them to anyone.
Quick enquiry
Need funding for your practice?
Not ready for the full application? Leave a few details and a broker will call you to talk it through. It is free, with no obligation.
Can a professional firm borrow without much physical security?
Often, yes. Lenders that understand professional firms look at fee income, client relationships and the strength of the practice rather than machinery or stock. See funding for professional practices.
Can a business borrow to pay a VAT or tax bill?
Often, yes. VAT, corporation tax and other HMRC liabilities can be spread with a dedicated tax funding facility, so the bill is paid on time without draining working capital. Subject to status. See HMRC and tax funding.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
£17,125.87
£150,000
£133,000