The business needed tax funding, and later working capital for operating costs and growth. Across two facilities, we arranged £94,349 in total. Two facilities completed, totalling £94,349. The business had the right kind of funding at each stage.
Independent hospitality rarely fits a lender's standard template. Takings arrive by card, trade moves with the seasons and supplier bills land before the busy weeks do.
This serviced accommodation business wanted additional funding, placed with a lender that would look at how the business actually trades.
01
The requirement
The business needed tax funding, and later working capital for operating costs and growth.
Across two facilities, we arranged £94,349 in total.
02
The challenge
The two requirements were different in kind. A facility that suits a tax bill is not necessarily the right one for growth.
03
The structure
We treated each requirement on its merits: tax funding to spread the liability, then a separate short-term business loan for working capital.
04
The result
Two facilities completed, totalling £94,349.
The business had the right kind of funding at each stage.
What our clients say
I contacted them to apply for a VAT funding loan. Simon responded within half an hour of my request and was able to confirm funding within a 24 hour period. It was the first time I have had to apply for funding owing to a short-term cash flow problem, and he made the journey so easy. Kind and highly efficient: I would highly recommend them for a fast, professional service.
Company directorVAT fundingGoogle review
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Can a hospitality business get funding with seasonal or card-based trading?
Often, yes. Many lenders fund pubs, restaurants, cafés and hotels. Some size a facility on card takings, with repayments that rise and fall with sales; others offer fixed-term business loans. Which suits depends on how the business trades. See hospitality business loans.
Can a business borrow to pay a VAT or tax bill?
Often, yes. VAT, corporation tax and other HMRC liabilities can be spread with a dedicated tax funding facility, so the bill is paid on time without draining working capital. Subject to status. See HMRC and tax funding.
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Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
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