The firm needed funding for its VAT liability. £17,125.87 was funded for the VAT requirement, leaving the firm's operating cash available for running the practice. In total, we have arranged £108,450 for this business across six completed facilities.
VAT arrives as a single payment on a fixed date. For a professional firm whose fee income comes in through the year, that lump sum can take a large bite out of working capital.
One law firm decided not to let it.
01
The requirement
The firm needed funding for its VAT liability.
02
The challenge
Paying the VAT bill entirely from operating cash would have reduced the firm's working-capital headroom.
03
The structure
We arranged specialist VAT funding, which spreads the VAT payment rather than taking it out of the firm's cash in one go.
This facility was a renewal: the firm had used VAT funding through us before.
04
The result
£17,125.87 was funded for the VAT requirement, leaving the firm's operating cash available for running the practice.
In total, we have arranged £108,450 for this business across six completed facilities.
What our clients say
I contacted them to apply for a VAT funding loan. Simon responded within half an hour of my request and was able to confirm funding within a 24 hour period. It was the first time I have had to apply for funding owing to a short-term cash flow problem, and he made the journey so easy. Kind and highly efficient: I would highly recommend them for a fast, professional service.
Quick enquiry
Need funding for your practice?
Not ready for the full application? Leave a few details and a broker will call you to talk it through. It is free, with no obligation.
Can a professional firm borrow without much physical security?
Often, yes. Lenders that understand professional firms look at fee income, client relationships and the strength of the practice rather than machinery or stock. See funding for professional practices.
Can a business borrow to pay a VAT or tax bill?
Often, yes. VAT, corporation tax and other HMRC liabilities can be spread with a dedicated tax funding facility, so the bill is paid on time without draining working capital. Subject to status. See HMRC and tax funding.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
£80,000
£2,200,389
£78,145