£38,000
Completed transaction · Hotel
£179,000 across four facilities. A hotel that keeps coming back.
A client that came back each time it needed funding.
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- Amount
- £179,000
- Sector
- Hotel
- Structure
- Four facilities
- Outcome
- Repeat funding relationship
In short
The business needed funding for repeat working-capital facilities for seasonal cash flow, staffing, maintenance and guest-facing investment. Across four facilities, we arranged £179,000 in total. Four facilities completed, totalling £179,000. The business returned to us each time it needed further funding.
Two hospitality businesses with the same turnover can look very different to a lender. Seasonality, card receipts and margins all change the picture.
For this hotel, the job was finding a lender whose appetite matched the real trading, not a sector assumption.
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The requirement
The business needed funding for repeat working-capital facilities for seasonal cash flow, staffing, maintenance and guest-facing investment.
Across four facilities, we arranged £179,000 in total.
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The challenge
The business needed extra headroom in a sector where stock, staffing, supplier payments and card-sales cash flow can all move quickly.
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The structure
We matched the funding to the business's trading pattern and card-sales profile, using a revenue-linked structure instead of relying solely on a conventional fixed-payment bank loan.
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The result
Four facilities completed, totalling £179,000.
The business returned to us each time it needed further funding.
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FAQs
Questions about this case
Can a hospitality business get funding with seasonal or card-based trading?
Often, yes. Many lenders fund pubs, restaurants, cafés and hotels. Some size a facility on card takings, with repayments that rise and fall with sales; others offer fixed-term business loans. Which suits depends on how the business trades. See hospitality business loans.
Can I come back for more funding later?
Yes. Many of our clients return as their business changes, for a top-up, a renewal or a different kind of facility. Each new request is assessed on its own merits and is subject to status.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Funding options
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
Deal room
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Have a similar requirement?
Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.