£145,000
Completed transaction · Farm shop
£25,000. A farm shop, funded by a lender that understands rural business.
An established business, funded.
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- Amount
- £25,000
- Sector
- Farm shop
- Structure
- Stock + equipment finance
- Outcome
- Completed
In short
The business needed funding for seasonal food stock, supplier payments and refrigeration/equipment spend. We arranged £25,000. The £25,000 facility completed.
Rural and farming businesses run on seasons and cycles that don't always line up with a lender's standard view of cash flow.
This farm shop wanted funding from a lender that understood the individual business.
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The requirement
The business needed funding for seasonal food stock, supplier payments and refrigeration/equipment spend.
We arranged £25,000.
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The challenge
Cash had to be committed before the stock could generate sales, so the business needed additional purchasing power without using up the liquidity required for normal operations.
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The structure
We compared appropriate commercial-lending routes and placed the requirement with a lender whose appetite fitted the sector, amount and cash-flow profile.
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The result
The £25,000 facility completed.
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FAQs
Questions about this case
Do lenders understand seasonal farming income?
Specialist rural lenders do. They look at the whole year and the cycle of the business rather than a single quiet month. See agricultural finance.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
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Have a similar requirement?
Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.