£96,000
Completed transaction · Coffee business
£61,960 across four facilities. A coffee business that keeps coming back.
A client that came back each time it needed funding.
Explore funding options Prefer a quick call back? Leave your number
- No obligation discussion
- Access to 300+ lenders
- Free to enquire
- Amount
- £61,960
- Sector
- Coffee business
- Structure
- Four facilities
- Outcome
- Repeat funding relationship
In short
The business needed repeat finance for stock, staffing, supplier payments and small equipment spend. Across four facilities, we arranged £61,960 in total. Four facilities completed, totalling £61,960. The business returned to us each time it needed further funding.
Two hospitality businesses with the same turnover can look very different to a lender. Seasonality, card receipts and margins all change the picture.
For this coffee business, the job was finding a lender whose appetite matched the real trading, not a sector assumption.
-
The requirement
The business needed repeat finance for stock, staffing, supplier payments and small equipment spend.
Across four facilities, we arranged £61,960 in total.
-
The challenge
Cash had to be committed before the stock could generate sales, so the business needed additional purchasing power without using up the liquidity required for normal operations.
-
The structure
We matched the funding to the business's trading pattern and card-sales profile, using a revenue-linked structure instead of relying solely on a conventional fixed-payment bank loan.
-
The result
Four facilities completed, totalling £61,960.
The business returned to us each time it needed further funding.
Quick enquiry
Need funding for your business?
Not ready for the full application? Leave a few details and a broker will call you to talk it through. It is free, with no obligation.
- One short conversation, no paperwork yet
- Whole-of-market search across 300+ lenders
- Or call us on 01244 267694
FAQs
Questions about this case
Can a hospitality business get funding with seasonal or card-based trading?
Often, yes. Many lenders fund pubs, restaurants, cafés and hotels. Some size a facility on card takings, with repayments that rise and fall with sales; others offer fixed-term business loans. Which suits depends on how the business trades. See hospitality business loans.
Can I come back for more funding later?
Yes. Many of our clients return as their business changes, for a top-up, a renewal or a different kind of facility. Each new request is assessed on its own merits and is subject to status.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Funding options
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
Deal room
More case studies Related transactions
£96,000
£36,000Two facilities for a wood-fired food business
Wood-fired food business
£52,000New kitchen equipment and working capital for a community venue
Hospitality and community venueOur clients say
Trusted by UK businesses across every sector.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
300+UK lenders searched,
whole of market
whole of market
Ready to talk it through?
Speak to a broker or get instant quotes today.