£25,000
Completed transaction · Off-licence
£25,000. An off-licence, funded around its stock cycle.
Matched to the right lender.
Prefer a quick call back? Leave your number
- No obligation discussion
- Access to 300+ lenders
- Free to enquire
- Amount
- £25,000
- Sector
- Off-licence
- Structure
- Stock finance
- Outcome
- Completed
In short
The business needed funding for stock purchasing ahead of peak trading and supplier-payment cycles. We arranged £25,000. The £25,000 facility completed.
Retail cash flow is a balance between stock, suppliers and the takings that pay for them, and it moves with the seasons.
This off-licence wanted funding that would sit comfortably alongside that cycle.
-
The requirement
The business needed funding for stock purchasing ahead of peak trading and supplier-payment cycles.
We arranged £25,000.
-
The challenge
Cash had to be committed before the stock could generate sales, so the business needed additional purchasing power without using up the liquidity required for normal operations.
-
The structure
We matched the funding to the business's trading pattern and card-sales profile, using a revenue-linked structure instead of relying solely on a conventional fixed-payment bank loan.
-
The result
The £25,000 facility completed.
Quick enquiry
Need funding for your business?
Not ready for the full application? Leave a few details and a broker will call you to talk it through. It is free, with no obligation.
- One short conversation, no paperwork yet
- Whole-of-market search across 300+ lenders
- Or call us on 01244 267694
FAQs
Questions about this case
How do lenders look at a retail business?
They look at trading history, how stock is bought and sold, and how cash moves through the year. Funding that fits the stock cycle usually works better than a facility that fights it. See retail business loans.
Is this a real transaction?
Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
Do you lend the money yourselves?
No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
What does it cost to talk to you?
It is free to enquire and there is no obligation. Any broker fee is disclosed separately before you proceed, and there is no obligation to accept an offer.
Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Funding options
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
Deal room
More case studies Related transactions
£25,000
£250,000Apparel business funding
Apparel business
£25,000Jewellery business funding
Jewellery businessYour transaction
Have a similar requirement?
Every case is different, but the approach is the same: understand the business, structure the requirement, and take it to the lenders suited to it.