The company wanted £82,500 of funding while preserving the cash it already held. £82,500 completed, and the business kept the liquidity it had built up.
Holding cash in a business is a strength. Spending it all on a new requirement is not always the best use of it.
An accommodation business wanted additional funding while keeping the liquidity it had already built up inside the company.
01
The requirement
The company wanted £82,500 of funding while preserving the cash it already held.
02
The challenge
Turnover was relatively modest compared with the amount requested, so on turnover alone the request looked large.
Against that, the company held a strong cash position.
03
The structure
We placed the case with a lender willing to assess the wider financial picture, including the cash the company held, rather than looking at turnover in isolation.
04
The result
£82,500 completed, and the business kept the liquidity it had built up.
What our clients say
We had already approached other finance companies who weren’t able to help. From our first conversation to everything being completed took around 7 days, and they kept us informed throughout. If you’ve struggled to get help elsewhere, I would absolutely recommend giving them a call.
Simon has been fantastic in supporting my business to secure suitable funding across several deals. He is fair and always gives advice that is in the best interest of his clients. I would recommend them to anyone.
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Yes. Every case study on this site is a transaction we arranged and saw through to completion. Client details are anonymised, and we only publish what we can verify: we never invent figures, rates or outcomes.
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No. Smart Funding Solutions is a credit broker, not a lender. We search a panel of 300+ lenders, present your case to the ones whose criteria fit, and manage the application through to completion. The lender makes the final decision and all finance is subject to status.
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Your business
Could this structure work for your business?
Every case is assessed on its own merits. These pages explain the finance used here and what lenders look at.
Client details are anonymised. Every case is different and past results don't guarantee future outcomes: lenders set their own criteria and all finance is subject to status.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
£725,000
£1,100,000