Asset finance Brighton: funding the kit Brighton businesses run on
Asset finance in Brighton spreads the cost of vehicles, machinery and equipment over their working life, secured on the asset itself rather than on your home or premises. This page sets out what is specific to Brighton: the local business figures, the public funding open to you and which lenders on our panel cover your postcode.
“He knows his stuff and is easy to deal with.”
- Enterprises (ONS 2026)
- 14,035
- Under 10 staff
- 90.1%
- Top sector: health and social care
- 18.5% of jobs
- Regional fund (BBB)
- SEIF
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Where asset finance fits the Brighton economy
7.2% of employee jobs (2024) in Brighton and Hove sit in the equipment-heavy sectors: manufacturing (1.7%), construction (3.1%) and transport and storage (2.4%). Great Britain: 17.3% (Nomis labour market profile: Brighton and Hove).
| Sector | Brighton share | Brighton jobs | Great Britain | Ratio |
|---|---|---|---|---|
| Manufacturing | 1.7% | about 2,500 | 7.3% | 0.23 |
| Construction | 3.1% | about 4,500 | 5.0% | 0.62 |
| Transport and storage | 2.4% | about 3,500 | 5.0% | 0.48 |
The ratio is highest for construction, at 0.62. Builders and groundworkers fund diggers and vans this way, and owned plant can be refinanced for cash (construction finance).
Against its nearest neighbours in our data, those sectors are 7.2% of Brighton jobs, compared with 15.5% in Chichester and 9.6% in Guildford.
Regional funding beside asset finance
For a need that asset finance does not cover, the South East has its own government-backed fund, the South East Investment Fund. Details are on our business loans in Brighton page.
- DiscussTell us what the funding is for.
- Explore the marketWe search 300+ lenders and compare offers.
- Compare offersWe explain the options clearly.
- Move forwardChoose the right facility for your business.
Asset finance near Brighton
Straight-line distances from Brighton:
- Asset finance Guildford (35 miles)
- Asset finance London (45 miles)
- Asset finance Southampton (55 miles)
- Asset finance Chelmsford (70 miles)
Lenders on our panel that cover Brighton
No asset finance provider in our panel data (40 in all) excludes BN postcodes, so a Brighton business is compared against all of them.
Free business support in Brighton
Before committing to new equipment, GOV.UK Business Growth Service can tell you whether any grant or local programme covers part of the cost, which reduces what you need to finance.
- Access to 300+ lendersWhole-of-market search across our lender panel.
- Independent brokerSmart Funding Solutions is an independent broker, not a lender.
- Tailored to your caseYour case presented to lenders suited to it.
- Support from start to finishOur experts handle the process from start to finish.
Sources
Every figure above comes from one of these, checked on 18 October 2026. Lender coverage is from the criteria held for each lender on our panel.
We are a credit broker, not a lender. Fees depend on the lender, and there is nothing to pay upfront. This page is general information, not financial advice. Lenders set their own criteria, rates and terms, and all finance is subject to status.
Common questions
Does a BN postcode change asset finance terms?
Not in our panel data: 40 asset finance providers, none of which exclude BN. Providers look at the asset itself, its age and resale value, and the business accounts.
What our clients say
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
Why businesses choose Smart Funding Solutions
- Access to 300+ lenders
- Personal broker support
- No obligation discussion
- Free to enquire
Our clients say
Trusted by UK businesses across every sector.
“Simon was fast, kept us updated at all stages and was a real pleasure to work with on our asset finance. I highly recommend this company: excellent service all round.”
“Spoke with Simon, who managed to get me the loan I needed promptly. The whole process was very smooth and was completed within a few days.”
“Getting a business loan can feel like a bit of a minefield, but everything was broken down for me in great detail. Will use again in the future!”
“Simon was a pleasure to deal with and helped us find a business loan that matched our growth goals and future expansion plans.”
“I couldn’t source funding for my business, but the team got in touch within an hour and had it sorted within 24 hours. Fantastic service, and I would definitely use them again.”
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